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Kova

Kova pricing

Kova costs $7 a month or $67 a year, in Canadian dollars. Both plans include every feature, with no ads.

Two plans, the same features

Pay monthly, or pay yearly and save $17. [Tax line: “Plus HST” or “Taxes included”]

Monthly

$7a month

Billed every month. Cancel anytime.

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Yearly

Save $17

$67a year

About $5.58 a month, billed once a year.

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What both plans include

  • Credit card comparison on your real spending
  • FHSA, RRSP and TFSA order with refund estimates
  • Spending tracking, with pay and what’s left over
  • Every investment account in one total, with room left
  • No ads, and no issuer pays for a ranking

How billing works

  • Secure checkout

    You pay through Stripe. Kova never sees your full card number.
  • Renews on its own

    Your plan renews at the end of each month or year until you cancel.
  • Cancel anytime

    Cancel from Settings. You keep access until the end of the period you’ve paid for.
  • Yearly refunds

    Cancel a yearly plan within 14 days of paying and you get a full refund.

The full terms are in section 6 of the Terms of Service.

Who can subscribe

Adults 18 and over who live in Ontario. Kova’s tax estimates use Ontario’s rules, so other provinces will follow later.

Why Kova charges a subscription

Kova is paid only by your subscription. No bank or card issuer pays us for recommendations. That keeps your results about you: a card’s place depends only on its estimated value for your spending, after its annual fee.

How Kova ranks cards and accounts